LIC Plan Combination

Combination of LIC plans can be done to work for your advantage. As per requirement combination can be made to suit your needs.

Child Education Plan

 This plan is a combination of LIC’s two popular plans. This plan is on mother or father’s name and beneficiary will be child. This plan offers duel benefit, it covers life of father/ mother and also gives tax free return when you child enters college from FE to BE,age 18 to age 21
E.g.: 

Father/ Mother Age: 39 Child’s Age: 0
Basic SA-900,000 Yearly Premium- 50,539
Chid's Age Proposer's Age Insurance Cover; Return From LIC
0 29 10,14,000 0
1 30 11,13,000 0
2 31 11,82,000 0
3 32 12,51,000 0
4 33 13,20,000 0
5 34 13,89,000 0
6 35 14,58,000 0
7 36 15,27,000 0
8 37 15,96,000 0
9 38 16,65,000 0
10 39 17,34,000 0
11 40 18,03,000 0
12 41 18,72,000 0
13 42 19,41,000 0
14 43 20,28,000 0
15 44 21,01,500 0
16 45 21,75,000 0
17 46 22,48,000 0
18 47 3,00,000 6,82,000
19 48 3,00,000 3,82,000
20 49 3,00,000 3,82,000
21 ............ 3,00,000 8,34,000
  ............ 3,00,000  
  100 3,00,000  
Father/ Mother Age: 32 Child’s Age: 3
Basic SA-900,000 Yearly Premium- 7902
Chid's Age Proposer's Age Insurance Cover; Return From LIC
3 32 10,12,000  
4 33 10,98,000  
5 34 11,59,000  
6 35 12,21,000  
7 36 12,82,000  
8 37 13,44,000  
9 38 14,05,000  
10 39 14,67,000  
11 40 15,28,000  
12 41 15,90,000  
13 42 16,51,000  
14 43 17,13,000  
15 44 17,74,000  
16 45 18,36,000  
17 46 19,15,000  
18 47 3,00,000 5,76,000
19 48 3,00,000 3,43,000
20 49 3,00,000 3,43,000
21 50 3,00,000 6,88,000
  51 3,00,000  
  49 3,00,000  
  ............ 3,00,000  
  ............ 3,00,000  
  100 3,00,000  


..............................................................................................................................................................................................

Pension Plan

Combination of LIC’s popular plans can be worked as retirement solution. This plan gives tax free annual pension as per your requirement. You can plan retirement age with this plan. As An employee you get an ACTIVE INCOME i.e. SALARY. But over the period you can create a PASSIVE INCOME through your saving, which come handy as you near retirement. With above plan you can create a supporting income.

Invest for 15 years, get pension
From Age 45 to 74
Basic SA-RS 17 Lacs Y Premium Rs83532
Proposer's Age Basic SA Yearly Pension
30 17,74,000  
31 19,54,000  
32 20,81,000  
33 22,08,000  
34 23,35,000  
35 24,62,000  
36 25,89,000  
37 27,16,000  
38 28,43,000  
39 29,70,000  
40 30,97,000  
41 32,24,000  
42 33,51,000  
43 34,78,000  
44 36,39,000  
45 23,85,000  
46 24,75,000 1,72,000
47 25,65,000 1,72,000
48 26,65,000 1,72,000
49 27,70,000 1,72,000
50 28,85,000 1,72,000
51 30,20,000 1,72,000
52 32,05,000 1,72,000
53 33,90,000 1,72,000
54 35,75,000 1,72,000
55 16,92,000 2,52,000
56 17,84,000 2,52,000
57 18,76,000 2,52,000
58 19,68,000 2,52,000
59 20,92,000 2,52,000
60 22,20,000 2,52,000
61 23,71,000 2,52,000
62 25,22,000 2,52,000
63 26,73,000 2,52,000
64 28,23,000 2,52,000
65   13,62,000
66   3,62,000
67   3,62,000
68   3,62,000
69   3,62,000
70   3,62,000
71   3,62,000
72   3,62,000
73   3,62,000
74   3,62,000
Invest for 25 years, get pension
From Age 55 to 74
Basic SA-Rs 14 Lacs Y. Premium-47135
Proposer's Age Insurance Cover Yearly Pension
30 14,67,000  
31 16,38,000  
32 17,57,000  
33 18,76,000  
34 19,95,000  
35 21,14,000  
36 22,33,000  
37 23,52,000  
38 24,71,000  
39 25,90,000  
40 27,09,000  
41 28,28,000  
42 29,47,000  
43 30,66,000  
44 32,13,000  
45 33,39,000  
46 34,65,000  
47 35,91,000  
48 37,31,000  
49 38,78,000  
50 40,39,000  
51 42,28,000  
52 44,87,000  
53 47,46,000  
54 50,05,000  
55 22,56,000 3,66,000
56 23,79,000 3,66,000
57 25,02,000 3,66,000
58 26,25,000 3,66,000
59 27,90,000 3,66,000
60 29,61,000 3,66,000
61 31,62,000 3,66,000
62 33,63,000 3,66,000
63 35,64,000 3,66,000
64 37,65,000 3,66,000
65   4,82,000
66   4,82,000
67   4,82,000
68   4,82,000
69   4,82,000
70   4,82,000
71   4,82,000
72   4,82,000
73   4,82,000
74   4,82,000